Why you should have a Will

Very few of us actually get round to doing it!

Over 70% of the population do NOT have a valid Will

Without a Will:
  • You think that your spouse or civil partner will automatically receive everything. They won't.
  • If you are not married or in a civil partnership your partner will receive nothing from your estate.
  • Thousands of small heirlooms and treasures are lost to the auction rooms every year because no one can decide who should have them.
  • Millions of pounds are unnecessarily paid in inheritance tax because a Will has not been drawn up.
  • If your surviving spouse/partner has to go into nursing care then the family home will probably have to be sold to pay for it
  • If your spouse dies before you and your children are under 18, and your relatives cannot agree on guardianship, then a court will make the appointment.
  • If your spouse remarries, her/his new partner will get one half of everything she/he inherited from you.
  • The new spouse/partner need not spend anything on your children. Furthermore, on her/his death, she/he may exclude your children by merely writing a Will to that effect.
  • Stepchildren, Godchildren, Friends, Charities will receive nothing.
  • Some people think their affairs are too complex to sort out because of previous relationships, wayward children etc… This causes great hardship and delay.

With a Will:
  • There will be no delay because you have appointed Executors – Letters of Administration and long delays are not necessary.
  • You decide who will look after your children – not the courts.
  • You make sure that your children will benefit one day – not a future spouse/partner or their children.
  • You make sure that the local authority does not take the whole estate to pay for nursing care.
  • You make sure that your unmarried partner will benefit.
  • Most people would rather their money went to a charity than to the taxman if they have no one to leave it to.
  • You make sure that your beneficiaries legitimately benefit not the tax man. You have already paid tax once!
  • You make sure your pets and charities are looked after.
  • You decide who stays out of your Will as well as who goes in.

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Testimonial

Fred S. in Wiltshire says:
We never did find my fathers Will and yet I know he made one. The resulting delays and acrimony have left my family badly split. I was telling a friend about this one day when he told me what he had done because something similar had happened in his wife’s family. To stop this happening to them they had invited KEWsWillS to sort things out for them and then keep the Wills in their Storage Facility. It doesn’t cost much and they can change their wills at any time without charge. I’m glad to say we have now done the same.